Manufacturers face unique risks. Whether you manufacture plastics, metal, wood or textiles, -- the risk of property loss due to fire or other combustible elements looms large. Below is a quick list of important risk management practices that may help to protect you from a claim.

• Take the time to assess your processes and understand the potential risks, possible damage and how to reduce the loss when an incident does occur (ie. reciprocal agreements with competitors, source for replacement equipment and time delay for receiving such equipment)
• Prepare and follow a maintenance program for the equipment and building components. Don't ignore tripped circuit breakers or blown fuses as they may indicate failing components. These components are there for your safety and should be investigated.
• Analyze and prepare safety procedures to be followed at all times. Use a permit system whenever using open flame/welding/torch applications that requires approvals and checks before such activity (for example, ensure someone stays up to 1  hour after an activity to watch for fires)
• Housekeeping is very important. Keep flammables away from ignition sources, and combustibles protected.

 General fire safety tips

• The detection system should be appropriate for the risks it is protecting (for example, smoke detectors or heat sensors, or a combination unit)
• The fire wall (parapet) should extend 3 feet beyond the roof
• Fire doors should be considered with the appropriate fire rating for the application
• The sprinkler system should be inspected, tested and maintained by a professional
• The sprinkler system should also be appropriate for the occupancy and be able to provide the appropriate pressure, water flow and directional spray
• Exterior risks can be protected by a dry pipe sprinkler system (benefits of a sprinkler system with limited risk of freezing in winter conditions)
• Portable extinguishers should be in a clear, easily accessible and marked location
• Training should be provided to employees on the use of extinguishers as it will help them prepare and understand what to expect and improve the effectiveness of fire suppression activities

Working with your insurance or risk management partners made available by your broker can complement your efforts to detect potential issues and implement appropriate prevention.